💸 WithMe, Stripe & PayPal Transaction Fees — What You Need to Know!
Welcome to WithMe! We're here to help you earn confidently while keeping things transparent when it comes to transaction fees. Here's the breakdown so you always know where your money is going.
🚫 WithMe Takes 0% Commission
At WithMe, we want to help you make as much money as possible. That means:
✅ We take 0% commission on every sale — every penny of your sale goes to you (minus Stripe's standard processing fee)
✅ You pay a simple monthly subscription of $29 ($25/month if paid annually) — no hidden charges on individual products
✅ Every feature is included in your plan — no tiers, no upgrades, no locked features
💳 But What About Stripe & PayPal?
WithMe processes payments securely using Stripe and PayPal (soon) — both trusted global payment providers.
👉 Stripe and PayPal do have standard transaction fees, which vary depending on your country, currency, and payment method.
These fees are automatically deducted when a customer purchases from your platform. These are separate from WithMe — we don't add anything on top.
⚙️ Stripe Fees by Country (2025 Estimates)
Here's a quick look at what Stripe typically charges by location:
🇺🇸 UNITED STATES
2.9% + $0.30 per transaction (for most cards)
+1.5% for international card payments
+2% if currency conversion is needed (e.g., GBP to USD)
💡 For creators selling internationally, expect slightly higher fees on converted or cross-border payments.
🌍 Other Countries (General Stripe Fees)
Country | Base Fee | Extras |
US | 2.9% + $0.30 | +1.5% international, +2% currency change |
UK | 1.5% + £0.20 | +1.75% international |
Canada | 2.9% + C$0.30 | +0.8% international |
Australia | 1.75% + A$0.30 | +1.75% international |
New Zealand | 2.7% + NZ$0.30 | +1% international |
Want the most accurate fees for your country? Check Stripe's official pricing here
💰 PayPal Fees (Global) - COMING SOON!
If you're using PayPal through WithMe:
3.49% + fixed currency-based fee
Rates vary depending on where the payment comes from.
📉 Refunds and Transaction Fees
If you issue a refund, Stripe or PayPal will not refund their transaction fees. That means:
You'll be refunding the full amount the customer paid
But you'll still be charged the original Stripe/PayPal transaction fee
Example:
You sell a product for $100. Stripe deducts approximately $3 in fees, so you keep $97. If you refund the $100, Stripe still keeps their $3 fee — meaning you lose about $3 from your earnings on the refunded transaction.
🔍 How to View Fees in Your WithMe Dashboard
Open your WithMe App
Tap into the Payouts tab
Select a sale to see the fee breakdown (if available through Stripe)
Use your Stripe dashboard for detailed fee reporting if needed