💸 How Does 0% Commission Work — What's the Catch?
Short answer: there is no catch. WithMe takes 0% of every sale. The only deductions from a transaction are Stripe's or PayPal's standard payment-processing fees, and those go to Stripe/PayPal — not to WithMe.
Here's the numbers. 👇
🧮 A Worked Example
Say a customer buys a $100 product from your WithMe hub, paying by US card.
Amount paid by customer: $100.00
Stripe's processing fee (2.9% + $0.30): $3.20
WithMe commission: $0.00
Amount you receive in your Stripe account: $96.80
The $3.20 Stripe fee goes to Stripe. WithMe never touches it. You keep the remaining $96.80.
💳 What Stripe Charges
Stripe's fees vary by country and card type. Approximate fees:
US cards: 2.9% + $0.30
International / cross-border cards: add ~1.5–2%
Currency conversion (receiving non-USD): additional ~1–2%
For the full country-by-country breakdown, see our Stripe & PayPal fees guide or Stripe's official pricing page.
🤖 So How Does WithMe Make Money?
Two ways:
Your monthly subscription — $29/month (or $25/month billed annually) gives you the full platform.
AI credit packs — creators who use the AI Visitor Agent heavily buy credit top-up packs as needed (starting at 50 credits for $20).
That's it. We don't earn a penny from your sales, which means we only win when you genuinely use the platform — not when we take a slice of your revenue.
🔁 Why Did You Change?
Before 20 April 2026 we charged a 4% transaction fee on sales. We moved to 0% because aligned incentives are simpler and better for creators. You keep 100% of your revenue (minus Stripe's inevitable card-processing costs), we focus on making the platform good enough that you want to stay subscribed.
↩️ What About Refunds?
If you refund a customer, Stripe does not refund their processing fee. So on a $100 refund, you lose the original ~$3.20 Stripe fee. This is Stripe's policy, not ours — and it applies to all Stripe-based platforms.
💬 Any Doubts?
If you're seeing a transaction that looks wrong — a mystery fee, an unexpected deduction — reach out via the chat widget. We'll walk through the breakdown with you. 🤝