Skip to main content

๐Ÿ’ธ How Does 0% Commission Work โ€” What's the Catch?

WithMe takes 0% of every sale you make. The only deductions are Stripe/PayPal's own processing fees, which go to those providers โ€” not to WithMe. Here's how the numbers actually work.

Updated today

๐Ÿ’ธ How Does 0% Commission Work โ€” What's the Catch?

Short answer: there is no catch. WithMe takes 0% of every sale. The only deductions from a transaction are Stripe's or PayPal's standard payment-processing fees, and those go to Stripe/PayPal โ€” not to WithMe.

Here's the numbers. ๐Ÿ‘‡


๐Ÿงฎ A Worked Example

Say a customer buys a $100 product from your WithMe hub, paying by US card.

  • Amount paid by customer: $100.00

  • Stripe's processing fee (2.9% + $0.30): $3.20

  • WithMe commission: $0.00

  • Amount you receive in your Stripe account: $96.80

The $3.20 Stripe fee goes to Stripe. WithMe never touches it. You keep the remaining $96.80.


๐Ÿ’ณ What Stripe Charges

Stripe's fees vary by country and card type. Approximate fees:

  • US cards: 2.9% + $0.30

  • International / cross-border cards: add ~1.5โ€“2%

  • Currency conversion (receiving non-USD): additional ~1โ€“2%

For the full country-by-country breakdown, see our Stripe & PayPal fees guide or Stripe's official pricing page.


๐Ÿค– So How Does WithMe Make Money?

Two ways:

  1. Your monthly subscription โ€” $29/month (or $25/month billed annually) gives you the full platform.

  2. AI credit packs โ€” creators who use the AI Visitor Agent heavily buy credit top-up packs as needed (starting at 50 credits for $20).

That's it. We don't earn a penny from your sales, which means we only win when you genuinely use the platform โ€” not when we take a slice of your revenue.


๐Ÿ” Why Did You Change?

Before 20 April 2026 we charged a 4% transaction fee on sales. We moved to 0% because aligned incentives are simpler and better for creators. You keep 100% of your revenue (minus Stripe's inevitable card-processing costs), we focus on making the platform good enough that you want to stay subscribed.


โ†ฉ๏ธ What About Refunds?

If you refund a customer, Stripe does not refund their processing fee. So on a $100 refund, you lose the original ~$3.20 Stripe fee. This is Stripe's policy, not ours โ€” and it applies to all Stripe-based platforms.


๐Ÿ’ฌ Any Doubts?

If you're seeing a transaction that looks wrong โ€” a mystery fee, an unexpected deduction โ€” reach out via the chat widget. We'll walk through the breakdown with you. ๐Ÿค

Did this answer your question?