Can I use my EIN instead of my SSN when setting up Stripe?

✅ When You Can Use an EIN

You must set up your Stripe account as a Company rather than as an Individual. This is typically applicable if your business is:

In these cases, your EIN serves as your business's federal tax ID, and you can use it for verification purposes.

Sole Proprietors: If you're a sole proprietor without employees, you can still use your EIN if you have one. However, Stripe may still require your SSN for verification purposes, especially if your business is considered a disregarded entity for tax purposes .
Stripe Express Accounts: If you're using a Stripe Express account through WithMe, you can update your business information by navigating to Settings > Payments > Manage Account.

Stripe Custom Accounts: If you're using a Stripe Custom account and cannot access the option to update your business information, please contact WithMe support at partners@fitwithofficial.com. Provide the following details:
- Business Type Structure (e.g., Sole Proprietorship, Single-member LLC, Multi-member LLC, Private partnership, Private corporation, Other)
- Legal Business Name
- Your EIN
- A copy of your IRS Form SS-4 to verify your EIN

This information will assist us in updating your account accordingly.

For more detailed information, you can refer to Stripe's guidelines on tax ID verification by business type .